Prameswari, Y., and I. Rochma. “Illegal Online Loans: Between Generation Millenial GAP and Regulatory Challenges in Indonesia”. Jurnal Restorasi : Hukum Dan Politik, vol. 2, no. 1, Jan. 2024, pp. 27-32, https://seaninstitute.or.id/bersinar/index.php/restorasi/article/view/90.