MUHAMAD AGUNG DHARMAJAYA. Open Banking and Regulatory Challenges in Indonesia. Jurnal Restorasi : Hukum dan Politik , [S. l.], v. 1, n. 02, p. 130–138, 2023. Disponível em: https://seaninstitute.or.id/bersinar/index.php/restorasi/article/view/259. Acesso em: 25 may. 2026.